Wealth Advisory

Most investment decisions are made one product at a time. We start instead from what the money is for — the goal, the time horizon and how much risk a client can genuinely carry — and help work out an asset allocation that fits, across equity, debt, mutual funds and investment outside India. The tax consequence of each choice is worked through alongside, because a return is only worth what is left after tax. Because the same partners advise on succession and tax, these decisions are made with the whole family position in view.

Business owners whose wealth sits mostly inside the business, professionals with surplus income and no settled plan for it, and families preparing to pass assets to the next generation make up most of this work. Clients often come to us when a sale, a dividend or an inheritance puts a large sum in hand at once, or when an existing plan no longer matches their goals.