Project Financing & Bank Funding

We audit banks, which means we know what a credit committee looks for and what gets a proposal sent back. Project reports and feasibility studies are built on numbers that will survive appraisal, with CMA data prepared in the format the lender expects. We handle term loan and working capital proposals, liaison through sanction and disbursement, and the post-disbursement compliance that keeps a facility in order. Where an account is under strain, we advise on restructuring and one-time settlement before the classification hardens.

Manufacturers setting up or expanding a unit, contractors bidding for work that needs a facility in place, and businesses whose existing limits no longer match their cycle make up most of this practice. We are also brought in where a proposal has already been declined once, which more often turns on presentation and CMA data than on the underlying business. For accounts under stress, the useful moment to act is before the classification changes, not after.